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  • Kat
    Aoki

    Contributing writer

    Kat Aoki is a seasoned finance writer who's written thousands of articles to empower people to better understand technology, fintech, banking, lending and investments. Her expertise has been featured on sites like Forbes Advisor, Lifewire and Finder, with bylines at top technology brands in the U.S. and Australia. Kat strives to help consumers and business owners make informed decisions and choose the right financial products for their needs.

  • 9 smart ways for seniors and mature drivers to save on car insurance
    9 smart ways for seniors and mature drivers to save on car insuranceAOL11 hours ago

    9 smart ways for seniors and mature drivers to save on car insurance

    Mature drivers can often snag lower car insurance premiums and access special discounts that can put hundreds back in your wallet each year. Learn 8 proven ways to maximize sav…

  • The truth about no-appraisal home equity loans: What borrowers need to know
    The truth about no-appraisal home equity loans: What borrowers need to knowAOL10 days ago

    The truth about no-appraisal home equity loans: What borrowers need to know

    Major lenders are increasingly saying goodbye to traditional appraisals for their home equity loans and HELOCs. We take a closer look at no-appraisal home equity loans — and wh…

  • Should you use a personal loan to pay your taxes?
    Should you use a personal loan to pay your taxes?AOL17 days ago

    Should you use a personal loan to pay your taxes?

    A personal loan may offer a cheaper way out of tax debt if you can meet 3 key criteria. Learn the benefits and drawbacks — including alternatives — in this comprehensive guide.

  • Should you use a home equity loan to remodel or renovate your home?
    Should you use a home equity loan to remodel or renovate your home?AOL4 days ago

    Should you use a home equity loan to remodel or renovate your home?

    Explore when it makes sense to get a home equity loan or home equity line of credit, what to keep in mind before borrowing and other financing options available for upgrading y…

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  • What not to fix when selling a home: 7 updates to skip (and avoid wasting money)
    What not to fix when selling a home: 7 updates to skip (and avoid wasting money)AOL23 days ago

    What not to fix when selling a home: 7 updates to skip (and avoid wasting money)

    When selling a house, it's important to put your best foot forward, but equally important to avoid "over-improving." Learn which areas to leave as is — and which might be worth…

  • Can you lose money in a high-yield savings account? Top 6 risks to watch out for
    Can you lose money in a high-yield savings account? Top 6 risks to watch out forAOL15 days ago

    Can you lose money in a high-yield savings account? Top 6 risks to watch out for

    Your deposit in an HYSA is protected for up to $250K, making it a safe spot for savings. But consider limits, fees and fluctuating rates to avoid eating into your earnings.

  • Credit in your golden years: Does your credit score matter after you retire?
    Credit in your golden years: Does your credit score matter after you retire?AOL2 days ago

    Credit in your golden years: Does your credit score matter after you retire?

    After all those years of financial planning, you might assume your credit score is no longer a priority. We look at how retirement can affect your credit score — and how to kee…

  • Plan ahead, save ahead: How the 52-week money challenge can set you up for a richer 2025
    Plan ahead, save ahead: How the 52-week money challenge can set you up for a richer 2025AOL2 months ago

    Plan ahead, save ahead: How the 52-week money challenge can set you up for a richer 2025

    The 52-week challenge is a savings plan that offers a way to turn small amounts into significant savings — and build up solid money habits. Here's how to get started.

  • Mortgage prequalification vs. preapproval: How to time these two tools when shopping for a home
    Mortgage prequalification vs. preapproval: How to time these two tools when shopping for a homeAOL2 months ago

    Mortgage prequalification vs. preapproval: How to time these two tools when shopping for a home

    Prequalification and preapproval are two ways to help you determine how much of a mortgage you can afford. But they differ in timing, process and more. Take a closer look at wh…

  • Thinking about a move to Florida? Here are 9 key considerations after Hurricane Helene
    Thinking about a move to Florida? Here are 9 key considerations after Hurricane HeleneAOL2 months ago

    Thinking about a move to Florida? Here are 9 key considerations after Hurricane Helene

    Boasting sunshine some 235 days a year and no state income tax, it's easy to see why people are drawn to the Sunshine State. Here's what to know before moving to Florida.

  • What happens to your credit card debt after you die?
    What happens to your credit card debt after you die?AOL21 days ago

    What happens to your credit card debt after you die?

    While credit card debts don't disappear after you die, the good news is they typically don't become your loved ones' direct responsibility either. Learn steps to take in our gu…

  • What is a reverse mortgage? How it works, who it’s best for — and when you should steer clear
    What is a reverse mortgage? How it works, who it’s best for — and when you should steer clearAOL1 month ago

    What is a reverse mortgage? How it works, who it’s best for — and when you should steer clear

    Reverse mortgage flip the traditional lending model on its head. Learn who this home equity tool can benefit — and who should steer clear.

  • What are the monthly payments on a $500,000 mortgage?
    What are the monthly payments on a $500,000 mortgage?AOL3 months ago

    What are the monthly payments on a $500,000 mortgage?

    Shopping for a $500,000 home? What you’ll pay each month on your mortgage depends on more than your interest rate. Learn what to expect — and how to save — in our guide.

  • What are the monthly payments on a $400,000 mortgage?
    What are the monthly payments on a $400,000 mortgage?AOL2 months ago

    What are the monthly payments on a $400,000 mortgage?

    If you’re shopping for a $400,000 home, how much you’ll pay each month depends on more than your interest rate. See monthly payments you can expect in our guide.

  • What are the monthly payments on a $300,000 mortgage?
    What are the monthly payments on a $300,000 mortgage?AOL3 months ago

    What are the monthly payments on a $300,000 mortgage?

    If you’re shopping for a $300,000 home, how much you’ll pay each month depends on more than your interest rate. See what monthly payments you can expect in our guide.

  • How much should you keep in a checking account? Finding the sweet spot for your balance
    How much should you keep in a checking account? Finding the sweet spot for your balanceAOL22 hours ago

    How much should you keep in a checking account? Finding the sweet spot for your balance

    Learn how to balance what to keep in your checking — including factors to weigh and the risks of oversaving — to keep your money working as hard as you do.

  • Low-cost internet for seniors and retirees: How to stay connected without breaking the bank
    Low-cost internet for seniors and retirees: How to stay connected without breaking the bankAOL4 months ago

    Low-cost internet for seniors and retirees: How to stay connected without breaking the bank

    Discounts for seniors and retirees are hard to find. See our list of providers offering low-cost programs and bundling deals that can save you money on your monthly broadband b…

  • Best jobs for seniors, retirees and mature workers: 10 second-act careers plus 13 side gigs
    Best jobs for seniors, retirees and mature workers: 10 second-act careers plus 13 side gigsAOL4 months ago

    Best jobs for seniors, retirees and mature workers: 10 second-act careers plus 13 side gigs

    See a list of the 10 best jobs for retirees based on national trends for people ages 55 and older.

  • How to budget with the 50/30/20 rule: A simple, effective strategy to getting your money on track
    How to budget with the 50/30/20 rule: A simple, effective strategy to getting your money on trackAOL5 months ago

    How to budget with the 50/30/20 rule: A simple, effective strategy to getting your money on track

    What to know about this simple, effective budgeting rule that divides your income into manageable parts for everyday needs, wants, savings and debt.

  • How much should you keep in a high-yield savings account?
    How much should you keep in a high-yield savings account?AOL1 month ago

    How much should you keep in a high-yield savings account?

    HYSAs pay out high rates on your savings. Here's how to strike a balance between saving and not missing out on higher returns elsewhere.

  • Top 7 home renovations that can increase your property's value
    Top 7 home renovations that can increase your property's valueAOL4 months ago

    Top 7 home renovations that can increase your property's value

    See 7 remodeling projects that can enhance your home's value — and improve quality of life as you age — with average costs and ROI.

  • How to find and open a high-yield savings account
    How to find and open a high-yield savings accountAOL3 days ago

    How to find and open a high-yield savings account

    Looking for a safe place to park your cash while earning 10x more than your typical account? See 5 steps to opening an HYSA.

  • How do certificates of deposit work? Understanding CDs — including 7 types for boosting your savings
    How do certificates of deposit work? Understanding CDs — including 7 types for boosting your savingsAOL2 months ago

    How do certificates of deposit work? Understanding CDs — including 7 types for boosting your savings

    A closer look at how CDs work, the different types available and how to open this high-yield deposit account.

  • 5 popular budgeting strategies — and how to find the best fit for how you save
    5 popular budgeting strategies — and how to find the best fit for how you saveAOL3 months ago

    5 popular budgeting strategies — and how to find the best fit for how you save

    Compare 5 budgeting strategies to find a fit with your lifestyle and values — and one you'll stick with over the long run — including who each is best for and why.

  • 7 best budgeting apps in December 2024
    7 best budgeting apps in December 2024AOL7 days ago

    7 best budgeting apps in December 2024

    7 modern ways to manage your money — including $0 and low-cost apps — chosen by a finance expert.

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