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  • Yahia
    Barakah

    Personal finance writer, AOL

    Yahia Barakah is a personal finance writer at AOL with over a decade of experience in finance and investing. As a certified educator in personal finance (CEPF), he combines his economics expertise with a passion for financial literacy to simplify complex retirement, banking and credit topics. He loves empowering people to make informed financial decisions that improve their everyday and long-term wellness. Yahia's expertise has been featured on FinanceBuzz, FX Empire and EarnForex. Based in Florida, he balances his love for finance with freediving, hiking and underwater photography.

  • Best CD rates today: Skip timing the market for guaranteed yields of 4.4% APY and higher — Dec. 5, 2024
    Best CD rates today: Skip timing the market for guaranteed yields of 4.4% APY and higher — Dec. 5, 2024AOL23 hours ago

    Best CD rates today: Skip timing the market for guaranteed yields of 4.4% APY and higher — Dec. 5, 2024

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: Done with shopping deals? Lock in extra savings with CDs at 4.4% APY and higher — Dec. 4, 2024
    Best CD rates today: Done with shopping deals? Lock in extra savings with CDs at 4.4% APY and higher — Dec. 4, 2024AOL2 days ago

    Best CD rates today: Done with shopping deals? Lock in extra savings with CDs at 4.4% APY and higher — Dec. 4, 2024

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Does your auto insurance cover guests?
    Does your auto insurance cover guests?AOL3 days ago

    Does your auto insurance cover guests?

    Your car insurance typically covers family members and friends who infrequently borrow your car, but understanding the coverage limits helps protect you from unexpected costs.

  • Best CD rates today: Lock in yields of 4.5% and higher ahead of Fed's final 2024 decision — Dec. 3, 2024
    Best CD rates today: Lock in yields of 4.5% and higher ahead of Fed's final 2024 decision — Dec. 3, 2024AOL3 days ago

    Best CD rates today: Lock in yields of 4.5% and higher ahead of Fed's final 2024 decision — Dec. 3, 2024

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

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  • Best CD rates today: Give your savings a seat at the table with yields of 4.75% APY and higher — Nov. 27, 2024
    Best CD rates today: Give your savings a seat at the table with yields of 4.75% APY and higher — Nov. 27, 2024AOL9 days ago

    Best CD rates today: Give your savings a seat at the table with yields of 4.75% APY and higher — Nov. 27, 2024

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • How to recession-proof your retirement: 7 smart strategies to fortify your nest egg
    How to recession-proof your retirement: 7 smart strategies to fortify your nest eggAOL7 days ago

    How to recession-proof your retirement: 7 smart strategies to fortify your nest egg

    Shield your retirement savings from market downturns with a comprehensive approach that combines diversified portfolio management, sufficient cash savings and consistent invest…

  • Best CD rates today: Gift yourself lasting returns with guaranteed APYs of 4.75% and more
    Best CD rates today: Gift yourself lasting returns with guaranteed APYs of 4.75% and moreAOL10 days ago

    Best CD rates today: Gift yourself lasting returns with guaranteed APYs of 4.75% and more

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: The smartest deal this Black Friday week? CDs paying up to 4.75% and higher — Nov. 25, 2024
    Best CD rates today: The smartest deal this Black Friday week? CDs paying up to 4.75% and higher — Nov. 25, 2024AOL11 days ago

    Best CD rates today: The smartest deal this Black Friday week? CDs paying up to 4.75% and higher — Nov. 25, 2024

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: Lock in yields of 4.5% and higher this weekend to stay ahead of inflation
    Best CD rates today: Lock in yields of 4.5% and higher this weekend to stay ahead of inflationAOL14 days ago

    Best CD rates today: Lock in yields of 4.5% and higher this weekend to stay ahead of inflation

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: Secure guaranteed yields of 4.5% and higher ahead of Black Friday
    Best CD rates today: Secure guaranteed yields of 4.5% and higher ahead of Black FridayAOL15 days ago

    Best CD rates today: Secure guaranteed yields of 4.5% and higher ahead of Black Friday

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Dollar-cost averaging: How to stop worrying about the market and start enjoying automatic investing
    Dollar-cost averaging: How to stop worrying about the market and start enjoying automatic investingAOL14 days ago

    Dollar-cost averaging: How to stop worrying about the market and start enjoying automatic investing

    Dollar-cost averaging removes the guesswork from investing by automatically purchasing more shares when prices are low and fewer when they're high, helping you steadily grow yo…

  • Best CD rates today: Skip the Fed rate guessing game with predictable APYs of 4.25% or higher — Nov. 20, 2024
    Best CD rates today: Skip the Fed rate guessing game with predictable APYs of 4.25% or higher — Nov. 20, 2024AOL16 days ago

    Best CD rates today: Skip the Fed rate guessing game with predictable APYs of 4.25% or higher — Nov. 20, 2024

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: Protect your money from holiday spending with fixed APYs of up to 5.25%
    Best CD rates today: Protect your money from holiday spending with fixed APYs of up to 5.25%AOL17 days ago

    Best CD rates today: Protect your money from holiday spending with fixed APYs of up to 5.25%

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Turn shopping into free trips: Your guide to credit card travel rewards
    Turn shopping into free trips: Your guide to credit card travel rewardsAOL7 days ago

    Turn shopping into free trips: Your guide to credit card travel rewards

    Learn how to turn this year's holiday spending into free flights and hotel stays by choosing the right rewards credit card and maximizing its travel benefits.

  • Best CD rates today: Outpace inflation with risk-free returns of up to 5.25% APY
    Best CD rates today: Outpace inflation with risk-free returns of up to 5.25% APYAOL18 days ago

    Best CD rates today: Outpace inflation with risk-free returns of up to 5.25% APY

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: Don't miss your chance this weekend to lock in yields of up to 4.50% APY
    Best CD rates today: Don't miss your chance this weekend to lock in yields of up to 4.50% APYAOL21 days ago

    Best CD rates today: Don't miss your chance this weekend to lock in yields of up to 4.50% APY

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: Shield your savings from rising inflation with fixed rates of up to 4.50%
    Best CD rates today: Shield your savings from rising inflation with fixed rates of up to 4.50%AOL22 days ago

    Best CD rates today: Shield your savings from rising inflation with fixed rates of up to 4.50%

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Saving vs. investing: Which strategy works best for growing and protecting your wealth?
    Saving vs. investing: Which strategy works best for growing and protecting your wealth?AOL22 days ago

    Saving vs. investing: Which strategy works best for growing and protecting your wealth?

    From high-yield savings accounts to diversified investment portfolios, learn which mix of saving and investing strategies can help your money grow while protecting what you can…

  • Best CD rates today: There's still time to step up your savings with guaranteed APYs of up to 4.50%
    Best CD rates today: There's still time to step up your savings with guaranteed APYs of up to 4.50%AOL23 days ago

    Best CD rates today: There's still time to step up your savings with guaranteed APYs of up to 4.50%

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: Lock in 10x the national average this long weekend before rates slip
    Best CD rates today: Lock in 10x the national average this long weekend before rates slipAOL28 days ago

    Best CD rates today: Lock in 10x the national average this long weekend before rates slip

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: Final hours to lock in up to 4.52% APY as Fed set to cut rates today
    Best CD rates today: Final hours to lock in up to 4.52% APY as Fed set to cut rates todayAOL29 days ago

    Best CD rates today: Final hours to lock in up to 4.52% APY as Fed set to cut rates today

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: Act fast to lock in up to 4.70% APY before Thursday's expected Fed cut
    Best CD rates today: Act fast to lock in up to 4.70% APY before Thursday's expected Fed cutAOL1 month ago

    Best CD rates today: Act fast to lock in up to 4.70% APY before Thursday's expected Fed cut

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: Last week for 4.70% risk-free returns on terms of 6+ months before rates drop
    Best CD rates today: Last week for 4.70% risk-free returns on terms of 6+ months before rates dropAOL1 month ago

    Best CD rates today: Last week for 4.70% risk-free returns on terms of 6+ months before rates drop

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: It's your final weekend to lock in up to 4.70% APY before next Fed cut — Nov. 1, 2024
    Best CD rates today: It's your final weekend to lock in up to 4.70% APY before next Fed cut — Nov. 1, 2024AOL1 month ago

    Best CD rates today: It's your final weekend to lock in up to 4.70% APY before next Fed cut — Nov. 1, 2024

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Fed rate cut: The biggest losers and winners after the Fed's Nov. drop
    Fed rate cut: The biggest losers and winners after the Fed's Nov. dropAOL28 days ago

    Fed rate cut: The biggest losers and winners after the Fed's Nov. drop

    As the Fed cuts rates again, here’s who loses, who wins and how to protect your money — and take advantage of the lower rate environment.

  • Best CD rates today: Treat yourself to yields of up to 4.70% ahead of next week's Fed decision
    Best CD rates today: Treat yourself to yields of up to 4.70% ahead of next week's Fed decisionAOL1 month ago

    Best CD rates today: Treat yourself to yields of up to 4.70% ahead of next week's Fed decision

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: As Fed cut countdown begins, here's why you should lock in up to 4.70% APY today
    Best CD rates today: As Fed cut countdown begins, here's why you should lock in up to 4.70% APY todayAOL1 month ago

    Best CD rates today: As Fed cut countdown begins, here's why you should lock in up to 4.70% APY today

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best CD rates today: Lock in up to 4.70% APY before next week's expected Fed cut
    Best CD rates today: Lock in up to 4.70% APY before next week's expected Fed cutAOL1 month ago

    Best CD rates today: Lock in up to 4.70% APY before next week's expected Fed cut

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Best tax software for your 2024 returns
    Best tax software for your 2024 returnsAOL6 days ago

    Best tax software for your 2024 returns

    We rate the best tax software solutions — from budget-friendly options for straightforward returns to feature-rich platforms for more complex situations — to help simplify the …

  • Best CD rates today: Act fast to secure guaranteed APYs of 4.5% and higher this weekend
    Best CD rates today: Act fast to secure guaranteed APYs of 4.5% and higher this weekendAOL2 months ago

    Best CD rates today: Act fast to secure guaranteed APYs of 4.5% and higher this weekend

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

  • Halloween money magic: 7 smart ways to scare up savings and boo-st your finances
    Halloween money magic: 7 smart ways to scare up savings and boo-st your financesAOL1 month ago

    Halloween money magic: 7 smart ways to scare up savings and boo-st your finances

    From treating yourself to passive income to banishing bad debt, we explore a blend of fun and practical tips to get your personal finances in order.

  • I tracked my high-yield savings account through both 2024 Fed rate cuts — here's why it's worth keeping
    I tracked my high-yield savings account through both 2024 Fed rate cuts — here's why it's worth keepingAOL3 days ago

    I tracked my high-yield savings account through both 2024 Fed rate cuts — here's why it's worth keeping

    HYSAs offer higher interest with the same FDIC or NCUA protections of traditional savings, making them well worth your while.

  • 7 best investment platforms for Dec. 2024: Low-cost options to put your money to work
    7 best investment platforms for Dec. 2024: Low-cost options to put your money to workAOL7 days ago

    7 best investment platforms for Dec. 2024: Low-cost options to put your money to work

    Explore the 7 top investment platforms, offering low fees, extensive features and a wide range of assets to invest in.

  • What are mutual funds and how do they work?
    What are mutual funds and how do they work?AOL2 months ago

    What are mutual funds and how do they work?

    Mutual funds pool money from many people to create diversified portfolios managed by professionals, simplifying the investing process for you.

  • Robo-advisors: How these intelligent platforms manage your investment fund for you
    Robo-advisors: How these intelligent platforms manage your investment fund for youAOL9 days ago

    Robo-advisors: How these intelligent platforms manage your investment fund for you

    Automating your investments with robo-advisors gives you access to low-cost portfolio management while offering a decent level of personalization.

  • The Fed rate cut: 5 ways lower rates will affect your wallet
    The Fed rate cut: 5 ways lower rates will affect your walletAOL2 days ago

    The Fed rate cut: 5 ways lower rates will affect your wallet

    The Federal Reserve cut its federal funds rate today. Here’s how this change can ripple through the economy and influence your finances.

  • 5 smart moves after hitting $10,000 in savings
    5 smart moves after hitting $10,000 in savingsAOL3 days ago

    5 smart moves after hitting $10,000 in savings

    From earning interest on your savings to growing your retirement funds, these smart money moves can help you leverage your $10,000 milestone.

  • How to plan your retirement withdrawal strategy in 4 smart steps
    How to plan your retirement withdrawal strategy in 4 smart stepsAOL9 days ago

    How to plan your retirement withdrawal strategy in 4 smart steps

    Not sure how to draw down your retirement savings? Look to this strategy for maximizing your money.

  • 5 places you shouldn’t use your debit card
    5 places you shouldn’t use your debit card AOL27 days ago

    5 places you shouldn’t use your debit card

    Debit cards offer convenient access to your money. But there are some rules of thumbs for when your credit card may be better. Learn 5 places it's best to keep debit in your wa…

  • How to prepare for lower interest rates
    How to prepare for lower interest ratesAOL3 days ago

    How to prepare for lower interest rates

    Fed rate cuts are coming soon. With these smart money moves, you can benefit from today's and future rates.

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