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  • Heather
    Petty

    Contributing writer

    Heather Petty is a finance writer who specializes in consumer and business banking, personal and home lending, debt management and saving money. After falling victim to a disreputable mortgage broker when buying her first home, Heather set on a mission to help people avoid similar experiences when managing their own finances. Her expertise and analysis has been featured on MSN, Nasdaq, Credit.com and Finder, among other financial publications. When she's not breaking down the complexities of finance, she's a young adult mystery writer of an internationally acclaimed series — and counting.

  • 5 ways to build equity in your home more quickly (and why it matters)
    5 ways to build equity in your home more quickly (and why it matters)AOL4 days ago

    5 ways to build equity in your home more quickly (and why it matters)

    Your home's equity can make a big difference in how comfortably you're able to live and retire. You can't control how the real estate market and home values rise and fall, but …

  • Fact vs. fiction: Top 7 common home equity myths — debunked
    Fact vs. fiction: Top 7 common home equity myths — debunkedAOL6 days ago

    Fact vs. fiction: Top 7 common home equity myths — debunked

    Before you consider how best to tap your home equity — or whether it’s a good idea for your budget, financial goals and circumstances — make sure you’re not falling for common …

  • How to build an emergency fund on any budget
    How to build an emergency fund on any budgetAOL3 days ago

    How to build an emergency fund on any budget

    You may not consider an emergency savings account a priority. But easy access to money in a crisis can give you the peace of mind you deserve. Learn how to build a rainy-day fu…

  • Should you use your home equity to pay off high-interest debt?
    Should you use your home equity to pay off high-interest debt?AOL26 days ago

    Should you use your home equity to pay off high-interest debt?

    If your home's value has popped, you may be eyeing newfound equity as a way out of high-interest debt. Here's what to consider before using your home as collateral — including …

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  • How all 50 states tax retirement income: A comprehensive list for 2024
    How all 50 states tax retirement income: A comprehensive list for 2024AOL2 months ago

    How all 50 states tax retirement income: A comprehensive list for 2024

    Understanding how your new home might tax your retirement income — including pensions, withdrawals and Social Security — can help you budget and determine the best community fo…

  • States that tax Social Security benefits — including changes for 2024
    States that tax Social Security benefits — including changes for 2024AOL3 months ago

    States that tax Social Security benefits — including changes for 2024

    Learn whether your state taxes Social Security benefits, including up-to-date details on changing rules, regulations and thresholds for the upcoming tax year.

  • 5 practical ways to keep your financial information and identity safe online
    5 practical ways to keep your financial information and identity safe onlineAOL4 months ago

    5 practical ways to keep your financial information and identity safe online

    Five practices to build into your regular money management — and keep your personal and financial information safe from criminals and fraud online.

  • Top 15 financial scams targeting older Americans
    Top 15 financial scams targeting older AmericansAOL12 days ago

    Top 15 financial scams targeting older Americans

    Seniors are taking the brunt of financial fraud to the tune of $3.4B+. Learn the most common peer-to-peer, impersonation and other scams on the rise to keep your money safe.

  • What happens to your mortgage after you die?
    What happens to your mortgage after you die?AOL3 months ago

    What happens to your mortgage after you die?

    How you set up your will and estate plan can make a big difference in what happens to your mortgaged home after you die — and how much of an asset you’re able to leave for your…

  • Online banks vs. traditional banks: How they compare on rates, perks and the safety of your money
    Online banks vs. traditional banks: How they compare on rates, perks and the safety of your moneyAOL3 days ago

    Online banks vs. traditional banks: How they compare on rates, perks and the safety of your money

    Switching to an online-only bank can matter when it comes to the interest you earn and the fees you pay. Here's how digital banks differ from brick-and-mortar banks.

  • 96 best discounts for ages 50+: Where to save money for active agers, seniors and retirees
    96 best discounts for ages 50+: Where to save money for active agers, seniors and retireesAOL6 days ago

    96 best discounts for ages 50+: Where to save money for active agers, seniors and retirees

    We round up the best deals at supermarkets, retail stores and restaurants and on entertainment, travel, pharmacies and more for those ages 50+ — updated for December 2024.

  • 4 ways to get equity out of your home — and what to know before you apply
    4 ways to get equity out of your home — and what to know before you applyAOL1 month ago

    4 ways to get equity out of your home — and what to know before you apply

    Your home equity offers a valuable way to pay off debts, renovate a home or cover emergencies through a home equity loan, HELOC and mortgage alternative.

  • 5 top alternatives to cable TV in 2025
    5 top alternatives to cable TV in 2025AOL1 day ago

    5 top alternatives to cable TV in 2025

    Join the growing club of cord-cutters with cable TV alternatives for sports fans, savings seekers, customized options — and best all-around. Updated for 2025.

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